Huaxia Bank Li Daying: guarantee company supply chain finance to improve small and medium-sized micro financing guarantee

HuaxiaBankLiDaying:guaranteecompanysupplychainfinancetoimprovesmallandmedium-sizedmicrofinancingguaranteeOnMay21,Sauna.co

Huaxia Bank Li Daying: guarantee company supply chain finance to improve small and medium-sized micro financing guarantee
On May 21, Sauna.com held a series of salons to alleviate the difficulties in the national “Two Sessions Economic Countermeasures” series of salons, and discussed the survival status and transformation practices of SMEs under the epidemic.When talking about the financing guarantee mechanism for SMEs, Li Daying, president of Huaxia Bank Beijing Branch, said that it is possible to improve the financing guarantee mechanism for SMEs from the aspects of guarantee companies and supply chain finance.In terms of guarantee companies, the government grants a part of the guarantee company’s funds to supplement some of the compensation for losses, which can guarantee the value tolerance of the guarantee company.In this regard, Beijing’s guarantee companies already have some practices.In terms of supply chain finance, it is mainly the cooperation between banks and enterprises. If the supply side or the sales side in the supply chain is very strong, enterprises can borrow their credit.Li Daying introduced that Huaxia Bank ‘s supply chain finance can accept suppliers from level 2 to level 3. As long as the single business chain is complete, this business chain will form a self-guarantee and will not increase the debt of core companies. Such productsHuaxia Bank is already in operation.Sauna, Ye net Gu Zhijuan editor Chen Li proofreading Xue Jingning